Lower total cost of ownership (TCO) over the life of the solution
A lease lets your clients realize considerable savings compared to an
outright purchase or scheduled purchase payments, because they pay only
for the use of the equipment. Leasing also helps reduce the concerns and
costs associated with equipment disposal.
More flexible payment options
Different payment structures can be tailored to fit your clients'
specific needs. For example, periodic payments can be structured to
increase, decrease or stay constant over time.
Faster implementation
Buying capital equipment often involves a lengthy budget approval
process. Choosing leasing can help shorten the process, accelerating the
implementation of the solution.
Reduced risk
At the end of the term, leasing gives your clients the option of simply
returning the equipment, purchasing it outright or extending the
contract, making it easier to cascade, upgrade or dispose of their
equipment.
Minimized impact on capital budgets
Leasing is a great way to minimize the impact on your clients' capital
budgets, since month-to-month payments usually come out of their cash
budget.
Better protection against technology obsolescence
When your clients purchase, they typically depreciate the asset over a
period of three to five years. Leasing eliminates the risk of needing to
dispose of the asset prior to writing off its book value. It also
eliminates equipment disposal headaches or trying to sell equipment on
the secondary market. Clients often underestimate the challenge of
disposing of outdated computers, a process that frequently involves
logistical, legal and environmental issues. By offering your clients
flexible mid-lease and end-of-lease options, they have the opportunity
to upgrade equipment and take advantage of technology developments.
Easier asset management and disposal
For qualifying clients, IBM Global Financing can greatly streamline the
task of asset tracking, which is required to maintain information on
the equipment's physical location, upgrade status, warranty and
maintenance. Tracking dozens, hundreds or thousands of devices across
state and country borders can entail enormous effort and expense.
Automated tracking tools provided by IBM Global Financing can help
qualifying users manage their portfolios with less effort and cost.
Leasing vs. Purchasing -- Objections and Responses
We've prepared a document that looks at the most common reasons clients
cite for wanting to purchase instead of lease, and explains why many of
those reasons just can't compare to the real financial and
technological benefits of leasing. (more)
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